Three-way match — platform charge vs supplier settlement vs gateway/VCC amount. Period close: JUL 2026.
| Booking | Supplier | Platform amount | Supplier settlement | VCC / gateway | Variance | Settlement date | Flag |
|---|---|---|---|---|---|---|---|
| M4RB19 | EK (airline) | AED 5,870 | AED 5,870 | FOP: agency credit | — 0 | 18JUL26 | MATCHED |
| HB-7741902 | Hotelbeds | AED 5,870 | AED 5,610 | VCC ••4417 | − AED 260 | 18JUL26 | UNMATCHED |
| CAR-55210 | Amadeus Cars | AED 890 | AED 890 | FOP: card ••8821 | — 0 | 19JUL26 | MATCHED |
Platform charged the traveller AED 5,870 but Hotelbeds settled AED 5,610 against virtual card TRV-VCC-4417 — a variance of AED 260. Reconciliation mismatches like this are the trigger event for opening an airline/supplier ADM investigation when the shortfall is supplier-driven.